Privacy Policy
Privacy Policy
This page explains what information Busy B Solutions collects when you apply for financing, call, or email us, why we collect it, and who it is shared with. Last updated October 6, 2026.
Busy B Solutions ("Busy B Solutions," "we," "us," or "our") operates the website busybsolutions365.com and helps businesses, real estate investors, and individuals seeking personal loans find financing. This policy covers the website, the quick request, the full application at /apply, documents sent through a private upload link, and any paper application you complete with us. It explains what we collect, how we use it, who sees it, and the choices you have.
1. Who we are and how to reach us
Busy B Solutions has operated as a financing broker out of Aurora, Illinois since 2013, working with applicants in all 50 states. If you have a question about this policy, or about information we hold on you, call 770-906-7777 or email beverly@busybsolutions365.com. Our Regional Financial Advisor for Business and Real Estate Solutions is the point of contact for privacy questions as well as for applications.
2. We are a broker, not a lender
This one point shapes everything else in this policy. Busy B Solutions does not lend money and does not fund or hold your financing. We are an intermediary: we take the information in your application and present it to third party lenders and financing partners whose programs may fit your file. Because of that role, your information is routinely shared with the lenders we are trying to match you with, in the way described in section 7. Submitting an application is a request for prequalification. It is not a commitment to lend and not a guarantee of approval, amount, rate, or terms.
What we collect
3. Information our forms and uploads collect
The quick request and full application ask for different information.
Quick request at /prequal
The quick request asks for the type of funding, requested amount, estimated credit range, state, full name, home address, email address, and phone number. Depending on your request, optional fields ask for your business name, monthly revenue, time in business, property value and city, or monthly income and employment status. You can also tell us when you need funding, who referred you, and any notes.
You confirm that your information is true and authorize us to contact you about the request and share it with lenders we submit your file to. The separate calls and texts checkbox is optional. This form asks for a credit range, never a Social Security number, and does not pull credit. Please leave Social Security numbers and bank account numbers out of your notes. A draft stays on your device for 7 days.
Full application at /apply
The full application has four versions: real estate, commercial real estate, business and personal. All four collect the personal and loan details below. The personal version also asks about housing, employment, gross monthly income and monthly debt payments. Business and real estate fields appear only where they apply.
Applicant
Your full legal name, date of birth, home address, phone number, email address, and citizenship or permanent residency status. The real estate, commercial real estate and business versions also ask for marital status.
Business entity
Your business's legal name and any DBA, entity type, state of formation, EIN, years in business, business address, business phone and email, and annual and monthly revenue.
Loan request
The purpose of the financing and the amount requested.
Subject property
When the request involves real estate: the property address and details, rents, taxes, insurance, HOA dues, and any existing mortgage balance and payment.
Experience
Your real estate experience, where it is relevant to the request.
Credit background
An estimated credit score range that you provide yourself, and disclosures about tax liens, judgments, bankruptcy, foreclosure, or delinquency. The web form deliberately does not collect a Social Security number. The paper version of the application has that field, and where a Social Security number is needed it is collected later through a secure channel, not typed into this website.
Transaction and certification
Liquid funds available to you and the source of those funds, other details of the transaction, and a typed signature certifying that what you told us is accurate.
Documents sent through a private upload link
If the office sends you a private upload link, we collect the files you choose to upload, their filenames, file types, sizes, and upload dates. The requested documents depend on your file and may include identification, income or bank statements, business records, or property records. The office can view and download them for your request.
4. Information we collect when you call or email
If you call or email us, we keep what you choose to tell us, along with the phone number or email address you reached us from, so we can follow up on your file. We do not run call recording or transcription tools on this line.
5. Cookies, analytics, and advertising
This website uses Cloudflare analytics. It does not set tracking cookies and does not carry advertising pixels. We are not building a browsing profile on visitors to this site.
Use and sharing
6. How we use your information
We use your quick request, full application, and uploaded documents to review your request and submit it to lenders the office selects for your file. We also use it to communicate with you about your application, to confirm what you have told us, and to keep a record of the file as described in section 10.
7. Who we share it with
We share your request, application, and supporting documents with the third party lenders and financing partners the office selects for your file, so they can evaluate it. Service providers help us host, store, and deliver this information. We use Cloudflare for hosting and storage, Resend for email delivery, and Microsoft 365 for the office inbox. We may also share information with service providers who help us operate the site and process applications, and we may disclose information where required by law, such as in response to a valid legal request. We do not sell your information to unrelated marketers.
8. Credit information
Submitting the quick request or full online application does not pull your credit. The credit score range on the application is an estimate you provide yourself, not a report we pull. If a lender needs an actual credit report to move a file forward, that pull happens later and only with your authorization, as described in the authorization language on the full application. You will know before your credit is pulled.
Prequalifying costs nothing and does not touch your credit. Any hard pull happens later, tied to a specific lender, and only after you authorize it.
9. Calls and text messages
Both online forms have a separate, optional checkbox for consent to receive calls and text messages about your file, including calls made with an autodialer or a prerecorded message. Checking that box is not a condition of applying. You can leave it unchecked and your application is still processed the same way.
Reply STOP to any text message, tell a caller directly that you want to stop being contacted, or email beverly@busybsolutions365.com. Any of the three works.
10. How long we keep applications
Intake copies expire after 90 days in the intake store. Records in the office system and uploaded documents stay until the office deletes them. Deleting an application removes its uploaded documents. We keep office records to work your request, follow up with lenders, and keep a record of what was submitted and to whom, in case a question comes up later about a file. We do not keep applications on hand for marketing purposes once a file has gone cold.
11. Safeguards
We use commercially reasonable safeguards to protect the information you give us, and we limit access to application data to the people who need it to work your file and to the lenders and partners it is being sent to for evaluation. No method of storing or sending information is completely secure, and we cannot guarantee absolute security.
12. Your choices
You can ask us what information we hold about you, ask us to correct anything that is wrong, and ask us to delete information we are not required to keep for our own records. You can also opt out of marketing contact at any time, separate from a file already in progress with a lender. To do any of this, call 770-906-7777 or email beverly@busybsolutions365.com.
13. Who the service is for and children's privacy
This service is for businesses, real estate investors, and individuals seeking personal loans. The application and this site are not directed at children, and we do not knowingly collect information from anyone under 18.
14. Changes to this policy
We may update this policy as our practices change. When we do, we will post the revised policy on this page with a new "Last updated" date at the top. Continued use of the site or the application after a change means you accept the update.
15. Governing law
This policy is governed by the laws of the State of Illinois, and any dispute arising from it will be handled in the state courts of Illinois.
16. Contact us
Busy B Solutions, Aurora, Illinois. Phone: 770-906-7777. Email: beverly@busybsolutions365.com. Our Regional Financial Advisor for Business and Real Estate Solutions is the point of contact for questions about this policy, a file already in progress, or a request under section 12.