Personal loans for the things life brings.
Debt to consolidate, a home improvement project or a major purchase. Tell us what you need, and we look for lenders that fit your credit and income.
Start with what the money is for
People use personal loans to combine existing debts, make home improvements or cover a major purchase. A loan also adds a bill to your budget. Think through the need and what you can afford before taking on more debt.
How Busy B helps
Send one personal loan application. A person reviews it and looks for lenders that fit your credit and income. Busy B Solutions places financing with lenders. The lender decides whether to make an offer, and you decide whether it works for you.
Know when your credit is checked
Our personal loan application does not pull your credit. Many lenders prequalify with a soft inquiry. A hard inquiry usually comes only when you accept an offer. Ask the lender when it will check your credit and what kind of inquiry it will use before you continue.
What lenders look at
Your credit history helps a lender understand how you have handled borrowing. Your income and existing debt show how a new obligation could fit your budget. Requirements differ by lender.
What to have ready
- Identification to verify who you are
- Proof of income
- Recent bank statements
You do not need to upload these documents with the personal loan application. We will tell you what a lender needs for the next step.
Be careful with requests for money up front
Anyone who asks for a fee before you receive a loan is a red flag. Stop and ask what the charge is for. Get the explanation in writing and call Busy B Solutions if something does not add up.
Before you send a request
Does the personal loan application pull my credit?
No. We ask for an estimated credit range. Sending the personal loan application does not pull your credit, and we never ask for a Social Security number on that form.
Is Busy B Solutions the lender?
Busy B Solutions is a financing broker. We match your request with lenders that fit your situation. Any offer comes from a lender and depends on its review.
What can I use a personal loan for?
Common reasons include debt consolidation, home improvement and a major purchase. Tell us the purpose in your request. Each lender has its own rules about how funds can be used.
Tell us what you have in mind.
Start with a personal loan application. A person will review it and help you understand the next step.